Recent Posts

Work on Your Credit Score

Improve Your Credit to Buy

May 01, 20241 min read

Introduction:

A good credit score can save you money when it comes time to purchase a home. Here are a few tips to focus on when working on your credit!

You Don't NEED a 715 Credit Score to Buy a Home! 👊

1. Improving Your Credit Score Can Save You Money when you Buy.

 The higher your credit score the better your interest rate. So pay those bills on time. Keep your debt-to-income ratio as low as possible and don't go applying for a lot of new credit.

2. You can buy a house even with a score as low as 580

It might take a little more work to get qualified but there are lenders who have programs that people with credit scores as low as 580 can qualify for.

3. Talk to a real estate professional

We can guide you on how to improve your score and introduce you to a trusted mortgage lender who can help you through the pre-approval process.

Buyer's agentimproving your creditcredit scorebuying a home
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Recent Posts

Work on Your Credit Score

Improve Your Credit to Buy

May 01, 20241 min read

Introduction:

A good credit score can save you money when it comes time to purchase a home. Here are a few tips to focus on when working on your credit!

You Don't NEED a 715 Credit Score to Buy a Home! 👊

1. Improving Your Credit Score Can Save You Money when you Buy.

 The higher your credit score the better your interest rate. So pay those bills on time. Keep your debt-to-income ratio as low as possible and don't go applying for a lot of new credit.

2. You can buy a house even with a score as low as 580

It might take a little more work to get qualified but there are lenders who have programs that people with credit scores as low as 580 can qualify for.

3. Talk to a real estate professional

We can guide you on how to improve your score and introduce you to a trusted mortgage lender who can help you through the pre-approval process.

Buyer's agentimproving your creditcredit scorebuying a home
Back to Blog

Quick Property Search

1349 W. Lane Ave, Suite 1125, Columbus, OH, 43221

(614) 769-7766

(614) 768-6531

www.livingincolumbus.com

As an agent with over 25 years experience and who's an expert in the Greater Columbus area, we bring a wealth of knowledge and expertise about buying and selling real estate here. Our love for the communities we live and work in are why we do what we do. Stop by the office and experience The McMichael Team way of Columbus and Franklin County area real estate.